Today was a bad day and what a way the start the year i got told to come home from work because some one has hit my honda Civic . I don't know how this would work two people have crashed out side the house and also done some damage to my car they are blaming each other. What is going to happen with me do i have to wait and see who is to blame and clame from there? One guy is saying he hit my car but only because of the other person, will my insurence just clame off him? The other guy is saying he hit my car first and then his? Any one got any ideas on what will happen?